Rainy Day challenge

   This week's challenge: Balance my checkbook and reconfigure my finances.
If you're like me, you know that growing up implies paying for things yourself. Especially when you have a job. Of course, I fully intend to utilize the monthly automatic transfer from my parents until the day I am married. And in lieu of my independence, I am saving for that long rainy day called life.
   I have always been good about keeping track of my money. But filling out my check register every couple of days and knowing my balance doesn't do me a whole lot of good.
   Last week I moved my checking account to a local bank. I plan to keep my savings at my hometown bank, for that day when I need my first loan and have no credit- they know me! It's a big deal to move money around. I've considered the best way to go about it, traditional savings, money market accounts, bonds, etc. I just have one problem: I don't know what I'm doing with my life! Sure maybe next year I will have a wedding, house payment, new car, etc. But there's always that possibility that I could be living with my parents and subbing somewhere (please, no).
   So until I know something, I'll keep on doing what I've been doing since 10th grade. I try to transfer as much to my savings as possible so my money isn't sitting there screaming at me to partake in online shopping. There is only so much Amazon can offer me.
   My challenge to you is to get it straight. Know what's coming in, what's going out and where it's going, and start a plan. That rainy day may be here sooner than you think.